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Welcome to CP Financial

 

CP Financial and CP Realty Inc offers a variety of loan programs to meet your needs. We have worked hard to provide:
 
Conforming Fixed Rate
Conforming Adjustable
Conforming High Balance
Conforming High Balance Adjustable
Jumbo A
Alt Doc

Rates last updated on Thursday, March 19, 2015

Conforming Fixed Rate

Our Fixed Rate Products offer: low rates, alternative

qualifiers, and lower closing cost.

Term: 30 years   Maximum Amount: $417,000
 

 2-4 units offer higher loan amounts


Conforming Adjustable

When you need flexibility this maybe the best option. 

Offering anything from straight adjustable, 3 year, 5

year, 7 year, and 10 year fixed options.

Term: 30 years   Maximum Amount: $417,000
 

 2-4 units offer higher loan amounts


Conforming High Balance

 Our Fixed Rate Products offer: low rates, alternative

qualifiers, and lower closing cost.

Term: 30 years   Maximum Amount: $625,000
 

 2-4 units offer higher loan amounts


Conforming High Balance Adjustable

2-4 units offer higher loan amounts

Term: 30 years   Maximum Amount: $625,000
 

Jumbo A

Offering loan amounts all the way to 3 million (over on 

case by case basis). 

Term: 30 years   Maximum Amount: $2,500,000

Alt Doc

When you can not qualify with traditional documentation,

we offer non-traditional products that provide income

documentation flexibility.

Term: 30 years   Maximum Amount: $2,000,000
 

This product offers unlimited non-owner occupied

options.



RATES ARE SUBJECT TO CHANGE AND APPROVAL.  RATES OFTEN AND WILL CHANGE MORE THAN TWICE IN ONE DAY AND THIS MAY NOT BE THE MOST UP TO DATE RATE PLEASE CALL OUR OFFICE.  ADDITIONALLY RATE LOCKS PROVIDED ARE BEST EFFORT AND ARE SUBJECT TO MARKET FLUCTUATIONS.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,000,000 with closing costs of $40,000. Your actual APR may be different depending upon these factors.